Home Affordability Calculator.

Find out how much house you can afford — or check if a specific property fits your budget

Your finances
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Interest Rate 5.5%
Uses Canadian GDS (32%) / TDS (44%) rules. Property tax estimated at 1.0% and insurance at 0.5% of home value per year.

Enter your income and down payment
to see your affordability estimate.

Before you decide
Rent or buy — which wins for you?
Compare the full long-term cost including mortgage, taxes, maintenance, and opportunity cost of your down payment
Compare rent vs buy →