1
Reality Check — Your Monthly Budget
We start with what you can actually afford to pay each month
$
$
2
Your Debt Roster
Add every debt — credit cards, car loans, lines of credit
Debt name
Balance ($)
Rate
Min. payment
List all debts except your mortgage. Minimum payment is the required amount shown on your statement.
3
Strategy & Payoff Plan
Choose how to attack your debts
Method:
Highest interest rate first — mathematically saves the most money
Fill in your budget and debts above
to see your personalized payoff plan.
Debt-free date locked in
Time to build wealth
Redirect your freed-up payments into an RRSP, TFSA, or 401k and watch compound interest do the rest
Start accumulating →